Caple Banks have done a fantastic job helping me minimise my tax liabilities with a new pension plan, benefitting both me and my company.
- Dr P. Murray - Director CatScI Ltd.
Introductions to professionals must be considered very carefully, my past experience with Caple Banks gives me the confidence to do this, as I know clients will be provided with an excellent personal service
- Mr R. Mills FMAAT ATT (Fellow) – Accountant
Kevin has been our IFA for many years, his advice and recommendations are exemplified by excellent returns over the last three difficult investment years.
- Mr A. Webb – Retired Pilot
The personal service we have received from Jody has been really efficient and we can rest more easily now knowing that we are well covered in the event of an untimely illness or accident.
- Mr D. Berry – Associate Structural Engineer
The service I have received from Caple Banks has been so good that I have recommended them to a number of close friends and family, who in turn have been very happy with the service they’ve received.
-Mr T. Gunner – Owner, T&T Filtration Ltd
The service I have received from Caple Banks has been so good that I have recommended them to a number of close friends and family, who in turn have been very happy with the service they’ve received.
- Mr D. Osborne – Retired Helicopter Engineer.
Mortgages
YOUR HOME MAYBE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
For most people, your home will be the largest single investment you will ever make, so picking the wrong mortgage can be a very expensive mistake. The wrong product could end up costing you thousands of pounds more over the lifetime of the loan and often what seemed the cheapest option on day one may not prove to be over the long-term.
Current mortgage products mean it is wise to look at your mortgage every few years, particularly at the end of any fixed period. Failing to do so may put you back on your mortgage provider’s base rate which can be many times more expensive than the best rates the market can offer.
- Interest Only
- Flexible and Offset Mortgages
- Repayment or Capital and Interest Mortgage
- Equity Release, Home Reversion Plans & Lifetime mortgages
- Mortgage Calculator
To add to the confusion there are a bewildering number of mortgage types available to select from. We've written an overview of some of these in the accompanying pages, but to make a truly informed decision, call us on 01275 370300 and ask for an appointment with one of our advisers.
Talk to us if you are one of the estimated 4 million people stuck in an affordability trap with your current provider pushing you onto their higher base rate rather than the best rates available which can be significantly cheaper.
PLEASE REMEMBER THAT YOU SHOULD NOT BORROW MORE THAN YOU CAN SAFELY AFFORD.
YOUR HOME MAYBE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Also See -
tFinancial Advice... pure and simple
Caple Banks Ltd provides financial advice and planning, in plain English, to people who want to ensure they make the right financial decisions at the right times and at the right cost. It's simple!
