Sports Medical Insurance Services.

We provide advice across all levels of professional sport, from Premiership and elite players through to Academy-level professionals. Our clients must be aged sixteen or over, and we have particular expertise in rugby while also advising across a wide range of sporting disciplines. Our understanding of the pressures and risks faced by athletes allows us to design practical, effective cover that supports both short and long-term wellbeing. Whether you are an established professional or an emerging talent, we provide the same level of care, expertise, and attention to detail.

Every athlete and club has different needs, and we recognise that one size does not fit all. Budgets, coverage requirements, and medical support structures vary widely, so our advice begins with a full, no-obligation review of your existing arrangements. We then design bespoke solutions that fit your objectives and financial parameters. Our flexible approach allows players and clubs to start at one level and expand or adapt their cover as relationships and trust develop. We pride ourselves on building long-term partnerships that evolve as we get to know you and your needs.

Unlike many brokers, we are experienced in advising on both trust-based and insurance-based medical cover solutions. We understand that there is a place for each and that, when used together, they can work exceptionally well. As fully independent advisers, we are proud to be one of only a handful of firms with this depth of expertise at the professional sports level. Our dual knowledge enables us to help clients select the most suitable structure for their circumstances, balancing flexibility, efficiency, and compliance while ensuring athletes receive the protection and care they need.

We provide a complete support service to ensure every element of your medical cover operates smoothly. Our dedicated team handles day-to-day queries, assists with claims management, monitors budget spend, and provides financial reporting when required. We have extensive experience working alongside medical teams, club management, and finance departments to make sure that every part of the policy functions efficiently. This collaborative approach means you can focus on performance, knowing that all aspects of your cover, administration, and communication are managed with care and precision.

Ongoing monitoring is essential to ensure your cover continues to deliver value. We provide quarterly reports on spend, assistance in collating P11D benefit information, and an annual review of both cost and effectiveness. Our analysis highlights opportunities to improve efficiency and ensure continued suitability as needs evolve. We also support clients in negotiating commercial terms and ensuring competitive renewal agreements. Our proactive approach provides visibility, accountability, and ongoing improvement, helping clubs and athletes maintain the highest standard of medical protection at every stage of their careers.